The Government Led The Study Of Rural Financial Industry Agglomeration In Guizhou

The positive impact of development of financial system,especially the development of banking organization system,to economic growth has been verified by theory and practice.Rural finance is the core of modern rural economy.To solve the “3 farming” problem,the modernization of agriculture,the construction of new socialist need a lot of money,can't do without the strong support of rural finance.But for a long time,the rural economy has been in a position of deprived and the rural financial support for rural economic development has always been limited.But it seems that most of the domestic social capital flows to relatively high non-agricultural sector.It makes “anemia” in the rural areas continue the “loss of blood”.Massive outflow of funds from rural areas cause the development agricultural and rural economy seriously constrained.Currently,the rural finance cannot provide efficient financial services for farmers,agriculture and rural areas,it is unable to meet the demand of the whole rural capital.At this stage the developing is in the process of urbanization in Guizhou,the change of rural capital supply and demand for rural financial,which both in credit amount and financial services put forward new requirements.In this paper,I draw lessons from the research results of scholars at home and abroad on the basis of the theory of industrial agglomeration ? Especially,the book analyses the Harvard School of SCP analysis paradigm.The book analyses the status quo of rural financial industry in Guizhou from two aspects of theory and empirical analysis.Specific work can be divided into the following five parts:(1)This article describes begins writing background,writing significance,and lack of innovation and literature review,a detailed literature review at home and abroad from the financial industry market structure,SCP analysis paradigm,financial and other aspects of market competition at home and abroad for the present status of the financial industry.(2)the basic concept of industry and industrial organizations,financial industry and financial industry agglomeration,rural finance industry has done a comb.In this paper,the Institute of Industrial Cluster Theory and location theory involved a detailed comb.(3)for the past and current situation of the financial industry in Guizhou Rural Development made a detailed elaboration.Respectively from the front and after the founding of the founding of the industrial development of rural finance introduced indetail,and finally the current situation of Guizhou Rural Financial industry system to do a detailed introduction.(4)the performance of financial markets in rural Guizhou analyzed were selected scale,efficiency development,the rural economy and increasing farmers' income and other indicators of the development of rural financial econometric analysis.In1978-2010,there is long-term stable equilibrium relationship among the income growth of farmers,the scale of the rural financial development and the efficiency of the rural financial development.It is concluded that the scale of rural financial development and efficiency of it do not support for the rural economy and increasing farmers' income well.(5)Under the urbanization,there are enough conditions for rural financial industry to form agglomeration,but take decades time.But through the study of market leading to promote agglomeration mechanism,government leading mechanism,self-reinforcing mechanism,if we want to quickly accomplish the agglomeration of financial industry,only by guidance of the government.Thus,to better service the rural economic development in Guizhou province.