Research On The Core Competitiveness Of Listed Commercial Banks In China

Finance is the blood of the economy. If a country's Finance is powerful, it will also make other industries powerful. One system will become much stronger composing by competitive individuals. The bank is always our country's mainstay. Whether our country's banks develop excellent, it has a relationship with the Finance, even the whole economic development. Therefore, it is necessary to make a research on the competitiveness of our country's banks especially the listed commercial banks and then they will have a dominant position in the international competition. With the progress of interest rate liberalization, disintermediation is more and more popular and the appearance of the third party payment is also changing people's financing method. Depositing is not the only safe way to preserve and increase the value. Faced with the fierce marketing environment and the updated financial service and products, it is further important to know how to enhance the core competitiveness of our country's commercial banks.The paper consists of five parts:the first chapter is about the interpretation of related concepts and theories. In the second chapter, we describe the development history of the commercial banks. At the same time we emphasize the urgency and necessity of enhancing the core competitiveness from the outside factor and the inside factor. Then we choose the method and set up an evaluation index system rules at the third chapter. The key part is the forth chapter, we analyze the statistics by the SPSS software. We find out the elements and analyze the results. At last, we give some advice for the different banks on the basis of the empirical analysis results.