Insurance Fraud Research

The 198 th article of the criminal law of China specifically stipulates the main body of the crime of insurance fraud,the sentencing,the way of behavior and so on.This is the most important legal basis for our country to punish the crime of insurance fraud at present.But because of the rapid development of economy and society,major changes have taken place in the means of crime and the object of crime in insurance fraud,which leads to some difficult problems in the judicial cognizance of the crime of insurance fraud.For example,the judicial cognizance to the help of the help of the crime of insurance fraud and the insurance public.In the current judicial practice,there is a lot of controversy in the determination of the collusion between the staff and the insured,the insured and the beneficiary.In addition,the cognizance of the intentional "disease insurance" is also different.Based on the actual cases,this paper analyzes and demonstrates the problems of insurance fraud in the above judicial practice,and probes into the perfection of relevant legislation.