Research On The Internal Risk Control Of The Branch Of PICC In Dongying City

With the development of society and economy,the knowledge economy era,the property insurance business in the business environment facing increasingly complex and varied,the insurance market more competitive,the insurance company from the home into three or four in each region 40,people’s insurance awareness gradually increased,the risks faced by the enterprises are gradually increased.In order to enhance the core competitiveness of enterprises,the need to strengthen internal risk management,further improve its economic efficiency.The risk management as a modern enterprise management in the most important way,as a business,it should be control over their internal risk conduct a comprehensive study in order to better play to the positive role of risk control effectiveness to achieve the greatest degree.Especially in terms of property insurance companies for now,want to further the fierce competition to maintain a competitive advantage,internal risk control is essential.It has also become the key issues of modern scholars continue to concern.In this paper,Dongying City branch of PICC as the object of study,the problem of internal risk property insurance industry has been studied in the context of the relevant background and significance of the analysis to the theory of internal risk property insurance companies,based on the case of property insurance companies on risk analyzes.From the analysis of risk status of internal Dongying PICC branch,in close connection with the development of the characteristics of property insurance companies to find out the cause of the impact of internal risk control from the internal sense of the internal control system and internal information management and communication mechanisms and other internal environment and use the actual research methods Dongying PICC branch of internal risk control situation conducted an investigation,on the basis of the judgment in Dongying PICC branch,there have been slight internal risk status,the need for aggressive optimization.Thus raised from perfect internal control system,regulate the claims review process,strengthen personnel training and other aspects of risk control system actively reconstructed.Finally,for specific issues,from financing risk control,investment risk control measures and risk control,treasury operations put forward specific measures to improve the PICC branch Dongying internal risk control.With a view to the study of theory and practice,who are in the growth stage of perfection Dongying PICC branch internal risk control to provide practical reference,allows the company to maintain a dominant position in the market competition for the sustainable development of China’s property insurance do a positive contribution.