Development Research On Trade Finance Of A Bank Quanzhou Branch

Since China joined WTO, China has developed rapidly in manufacturing industry and has also formed a complete industrial chain, meanwhile the total import and export scale is becoming more and more large. A large number of manufacturing enterprises, especially the small and medium-sized enterprises, support China's manufacturing industry. The financing channels of enterprisesin our countryare limited, generally enterprise with larger and excellent assets is easy to get bank loans, or through public funding, but small and medium-sized enterprise has limited financing channel that has higher funding cost, so the traditional financing way already can't satisfy the enterprise's financing needs, the full development of trade financing business can have a positive effect on both commercial bank and enterprises. In the face of external market and increasingly trade competition, how can A Bank Quanzhou Branch can achieve its strategic goals. If the bank does not take advantages of the transformation idea, it will be marginalized.This thesis adopts the method of combining theory with the actual data, the thesis analyze the advantage to develop the trade financing for A Bank on basis of both financial environment and policy support. With the analysis, countermeasures are put forward aimed at the problems from development an management of business.This thesis has mainly divided into fifth chapters. The first chapter discusses the background and significance of domestic trade finance, literature review and research methods and content. The second part introduces the basic concepts relating to trade finance and trade finance related theory. The third part has analyzed finance business development status and main problems of the products and the present situation and existing problem of trade financing business risk management. The fourth part proposes some suggestions on how to develop the trade financing business for A Bank on the basis of analyzing all kinds of analysis. Fifth part is conclusion.