Observation And Thinking Regarding To Credit Risk Management Of Commercial Banks In South Jiangsu Under Current Economic Situation

At the moment, the bank credit risk in south Jiangsu province emerges, which damages regional financial ecological environment and substantially affects sustainable and development of commercial banks. This article analyzes the current financial situation both nation wide and in south Jiangsu province from the view point of commercial bank risk management. This article studies and judges characteristics and development trend of credit risk in south Jiangsu province, and analyzes the causes why credit risk emerges. Based on the causes, the author puts forward the solutions and advices for commercial bank risk management.