Impact On Rural Economic Development In Rural Financeof Jiangsu Province

Content:under the long-term dual economic structure, as the country to pay more and more attention to "three rural" problems, regional harmonious development has become the key area of concern. Contribution to the national economy in jiangsu province is larger, the contribution of the agriculture is also significant, regional harmonious development has been a big project need to be improved in jiangsu province. This paper is the systematic qualitatively on the rural finance and rural economic development of the related theory and concept is defined, and based on this theory, based on the north and the fact that the imbalance of economic development,first through the relevant data of jiangsu province in the south of jiangsu for comparative analysis, understanding and the present situation of the rural economy and rural financial development, and on this basis, construct the measure, and the growth of rural economy, rural financial variables related indicators, through Eviews6.0 software to carry on the empirical analysis, implementing stationarity test to various variables(ADF test, Johansen cointegration test, Granger causality between the variables and the inspection.The results show that,firstly, the north and west of jiangsu province agricultural economic development, there is still a large gap but less than in previous years. Sunan region agriculture on the contribution of the national economy is not prominent, and driving the development of the region's economy mainly by industry, and subei region in the first industry's contribution to the national economy; Second, compared to rural financial institutions in jiangsu province sunan region at present to state-owned Banks and rural credit cooperatives, postal savings in terms of the status quo of the financial institutions such as is relatively complete, on the whole, southern jiangsu rural financial market is more competitive in north jiangsu; Third, the credit structure and rural financial institutions are also different, the decrease of the quality of the credit is more obvious. Finally, the problems existing in the north and west, puts forward the innovative financial products, the development many kinds of financial services and expand county rural financial market and broaden the financing channels to north and west of the rural financial development, so as to achieve efficient development and the economy, and based on two put forward for improving the current situation of the development of rural finance and rural economy the coordinated development of the related countermeasures, such as to promote the two are connected and financial cooperation, thus two regional financial services gap get a degree of ease; Southern areas of commercial banking institutions are encouraged to establish a branch or sub-branch in north jiangsu, thereby giving impetus to the development of rural finance in north jiangsu, improvement and economic balance.