Impact Of China’s Listed Banks And Shareholding Structure Of The Balance Of The Equity Exposures

Since the global financial crisis in 2007-2008, the risk behaviors of financial institutions, especially the banking sector,have obtained a widespread attention from not only the academia but also investors and regulators.The bank industry shouldering a bigger risk is considered to be an important reason for the outbreak of the financial crisis, China’s current system is relatively fixed and typical, and all the capital allocation of the main business is controlled by the financial intermediary,As showed from such a deployment, the improvement and stability of the banking system has a very important role for the healthy development of the capital market. Then the most important factor of influencing the risk bearing is the bank’s internal governance issues. So it becomes very necessary to research the corporate governance of the list banks and the equity issue is the core of the company’s internal governance, As a result, studying the relationship between the mutual ownership structure of listed banks and equity balance degree of risk is very necessary.Considering the desirability and integrity of the data, the authors selected independent variables listed bank data 2007-2013 as the sample studied, from equity structure and equity balances of the two areas. selected describe the Hittites ownership concentration Fen Daer index, the ratio of the proportion of foreign shares and equity property owned shares, equity index to describe the degree of checks and balances, defined as the ratio of the top five shareholders and then removing the largest shareholder and the largest shareholder as the ratio of the proportion of introduced the total return on assets and the assets of these two control variables, the dependent variable risk using the bank’s bad debt ratio as explanatory variables, assumptions and risk ownership concentration positively correlated positively correlated with the proportion of state-owned shares in the risk, the proportion of foreign shares and bank risk assume uncorrelated equity balance degree and bank exposures are unrelated to, and then the sample data into SPSS 19.0 regression analysis, the final results more significant, the empirical results show that ownership concentration and risk are related, state-owned shares and risk-taking positively correlated foreign shares not associated with risk, equity risk balance degree of positive correlation. Well confirmed the hypothesis. Such empirical results for the optimization of the ownership structure, improve balance of the equity, strengthening external oversight mechanisms and their risk control has a good theoretical significance.