Research On The Risk Management Of International Trade Financing Of D Bank

With the rapid development of China’s foreign trade, the deepening reform of the financial markets and the increasingly fierce competition in banking industry, the development of international trade financing products has become a key for each commercial bank. Although international trade financing business has the characteristics of short cycle and low risk, in practice, the international trade financing still exists all sorts of risks, so it is particularly important to strengthen international trade financing risk management.China started relatively late on international trade financing business, and it still lacks the experience of the business, especially lacking effective measures to strengthen the risk management. With the increasing of international trade financing business, the fraud in international trade finance becomes more and more, so the lack of risk management system is bound to cause bigger loss to the bank.Based on above, taking D Bank as the research object, according to the relevant international trade financing and risk management theories, this paper makes the research on the current situation of international trade financing business of D Bank, analyzes the present situation and the existing main problems in international trade financing risk management of D Bank, and discusses these problems from both internal and external factors. Finally based on the principles of international trade financing risk management, this paper proposes the safeguards from five aspects, which are perfecting the internal control system construction, adjusting the organization structure, increasing the training of the international trade financing business risk management, implementing the whole process of risk management, and cultivating high-quality talents in the field of international trade financing risk management, in order to improve the ability of D Bank international trade financing risk management.The research conclusion of this paper will not only promote the rapid development of D Bank’s international trade financing business, but also help D Bank to perfect risk management system, so it has important theoretical and practical significance. At the same time, it will also provide a certain guidance and reference for domestic banks to strengthen the risk management in international trade finance business.