Study On JXGJ Trust Company Risk Prevention Management And Countermeasures

In 2015, affected by the macro economic malaise, the number and size of the issue of trust products is difficult to significantly improve, trust products annualized yields continued to decline. The decline in the demand for financing the real economy caused the scarcity of high-quality assets, capital market volatility has hindered the normal payment of the trust assets of financial institutions, banks, brokerage, fund companies and other competition and further compression of the market share, risk control requirements increasingly stringent regulatory effects in trust business.Based on this situation, this paper attempts from the perspective of risk control and Countermeasures perspective, analyzes and reviews the causes of the risks of the trust business and the formation process of the risk management of trust business. Secondly, the risk management situation confronted in the JXGJ trust company launched a statement and summarizes the company encountered in the process of risk management problems. Again, this paper through case studies and literature research in the form of improper behavior and effective risk control of trust risk disposal at home and abroad recent adverse consequences such as case to arrange, obtained the corresponding risk management experience. Then, the JXGJ trust company will risk is divided into system risk and non system risk, risk control and management measures were established and the corresponding. Strengthen business scheduling will be discussion, strengthen resilience of the credit risk, improve the credit system and the establishment of evaluation system, the liquidity risk of the trust products into the active market to release, to improve internal management risk and stability of corporate governance, external supervision of risk management to be accurate and timely information, shall be submitted to the company the investment risk to strengthen trust products before the late management, strengthen the training of operational risk assessment of trust capital increase on the market risk of policy risk, through the graphic and the advantages and disadvantages of scientific analysis methods on the Countermeasures of trust risk control, risk management system and the formation of the full range of JXGJ trust company. Finally, the article on the JXGJ trust company practical application of risk management and Countermeasures involved in this paper carried out a feasibility study and prospect, hope this management mode can be adopted, to lay a solid foundation for the prevention and control of the trust industry system risk and non system risk.