Research Report Of Huainan Trading Rural Commercial Bank Loans To Small And Medium Sized Enterprises

Rural commercial banks from the rural credit cooperatives,is an important part of the system of commercial banks in China,focused on serving local smes.In recent years,the small and medium-sized enterprises play an increasingly important role in Chinese economic transformation and upgrading,and the idea of serving the small and medium-sized enterprises is more and more important to the further development of the rural commercial banks.Small and medium-sized enterprises are more and more important to the development of local economy,and small and medium-sized enterprises only rely on their own has been difficult to meet their development needs of the amount of funds.Rural commercial bank as a service in the local small and medium-sized financial institutions,small and medium-sized enterprises to become one of the main sources of funds for the development of small and medium-sized enterprises to provide a great help.This survey will field research in Huainan trading rural commercial bank small and medium-sized enterprise loan business,from the perspective of the Rural Commercial Bank of combining domestic and foreign small and medium-sized enterprise financing mode of development,analysis of the current situation of specific difficulties in financing of small and medium-sized enterprises and Huainan trading rural commercial bank loan service development,the paper puts forward a rationalization proposal.For Huainan trading of rural commercial bank to further expand market share,promote the sustainable and healthy development of the small enterprise loan business has very important practical significance.At the same time,the research report based in Huainan City,Anhui Province economic development situation,launches the analysis combined with the specific situation of Huainan City Trading rural commercial bank loan business face,so as to provide beneficial experience that can draw lessons from to a virtuous circle of rural commercial bank loan business.This paper is divided into five parts: the first part is the introduction of the background,theoretical basis and research ideas;the second part introduces the loans to small and medium-sized enterprises for further development due to the difficulties and lists the relevant policies of the government support the small and medium-sized enterprise loan business development in recent years.The third part is the main content of Huainan City Trading rural commercial bank lending to small and medium-sized enterprises business research and a brief analysis of;the fourth part analyzes the problems and suggestions of Huainan City Trading rural commercial bank loan business;the fifth part of summary and prospect.