Study On Risk Management And Control Of Financial Companies Of Enterprise Groups In China

Financial companies as the enterprise group’s internal financial institutions, with the support of the Group’s economic development and improve the efficiency of financial operations of the company is playing an irreplaceable role, in the development of market economy also occupy an increasingly important position. Financial companies have gradually integrated into our financial system, and a strong impetus to the deepening financial reform. However, while the rapid development of financial companies, risk management and control has not kept pace of progress. Currently, a considerable part of the financial companies group risk consciousness, governance structure and internal control is not perfect, which makes the hidden financial risks within the company have become increasingly prominent. In practice, more and more cases of serious violations of the finance company makes more financial company’s risk management and control problems caused concern.In this article, based on the theory of risk management and control, the problem encountered in the company’s financial risk management focuses on the practice carried out, and through the company’s financial risk management and control practices in developed counties, puts forward suggestions on the company’s financial risk management and control workThis article is divided into five parts of the financial company’s risk management and control issues are discussed. The first part introduces the background, describes the theoretical and practical significance finance companies for risk management and control,introduced the research methods and research framework for. The second part introduces the finance companies and risk control theory, which is the basis of this article. This part mainly elaborated financial companies definition and risk management theory, analysis the process and significance of risk control, to pave the way for the following analysis. The third part mainly analyzes the development of our country’s financial companies, illustrates the violation cases of financial company happen, highlighted the financial company risk management practice problems: risk management and control consciousness, risk management governance structure is not perfect, risk control contents of a single,backward technology, internal oversight department not play its due role, the general lack of operational experience and the appropriate personnel. The fourth chapter with X group finance company as a case study,detailed analysis of X enterprise group financialcompanies are faced with the risk of, take the risk coping strategies and in actual operation to take the risk control measures, in order to provide reference for other financial companies..The fifth chapter focuses on the advice of improving financial company risk management and control work: improving the financial company’s risk management and control structure, improve internal financial company’s risk control systems, foster a healthy risk management culture, the establishment of advanced risk management and control information system,the introduction of strategic investors and related personnel.