Comprehensive Performance Evaluation Research Of China's Listed Banks Based On AHP-DEA Model

After the equity division reform,Chinese commercial banks gradually formed the banking system,which concluded state-owned banks,joint-stock commercial banks and city commercial banks.With the process of internationalization of the RMB continuous advance,China's financial system has gradually integrated into the international financial environment that accelerated the opening up of China's banking industry to the world.On November 30,2015,the International Monetary Fund(IMF)formally take the RMB into its Special Drawing Rights(SDR)currency basket,which will make China's listed banks face more market risk.As of 2010,China's total of 16 commercial banks listed in China,due to the particularity of the commercial bank industry and its products,the internal risk of commercial bank have strong concealment.This paper embarks from the evaluation of comprehensive performance of listed Banks,sorts the comprehensive performance of listed banks in China,research and analysis the factors of affecting the integrated performance of listed banks,and discusses how to further improve profitability and strengthen risk prevention.Firstly,this paper introduced the related theory,present situation and the main performance evaluation method about comprehensive performance evaluation of commercial Bank.Combined with the concept of integrated performance,to clear the difference between comprehensive performance and general performance,then briefly analyzed existing problems and present situation of the performance evaluation of commercial banks.Secondly,this paper introduced the theory of AHP and DEA models,and combined with the advantages of the two methods proposed AHP-DEA model.Based on the AHP model,this paper select comprehensive performance indicators from profitability,solvency,security and development capabilities.Then evaluated the comprehensive performance of listed banks combined with DEA model uses AHP method.Finally,this paper based on the comprehensive performance of listed Banks,analyzed the factors of affect comprehensive performance from the perspective of corporategovernance and intermediary business.Concludes this paper analyzed the comprehensive performance evaluation results from the micro and macro level,put forwarded improvement suggestions concerning the comprehensive performance of commercial banks.