Study On Development Mechanism Of Carbon Finance Business Of Commercial Banks In Northeast China

The deterioration of global climate is in urgent need of changing the economic development model of high energy consumption, high emission and high pollution,under this background, the development of low-carbon economy has become a global tendency.As a long-term finance product of low-carbon economy,carbon finance is the catalyst for the economic development of transition from high carbon to low carbon mode.Under the background of developing low-carbon economy,as a responsible country,China is bound to actively practice the concept of low carbon,develop low-carbon economy vigorously,and encourage the implementation of carbon finance.As the main force of the financialindustry,commercial banks should develop carbon finance business actively,innovate the business development model of carbon finance,and explore the carbon finance development path which suited to China's national conditions.Northeast area is China's heavy industry base,the industrial and energy structure in the Northeast China is serious unreasonable.Such situation deteriorates the pollution and hinders the economic development.But this situation provides a broad development space for the development of carbon finance business of commercial banks meanwhile.On the basis of summarizing the practical experience of developing carbon finance in commercial banks at home and abroad,the paper analyzes the feasibility and existing problems of developing carbon finance in commercial banks in Northeast China comprehensively.and analyzes their perational efficiency of carbon finance business by using DEA method, combined with CCR, BCC and other models,to study the empirical data of commercial banks in Northeast China from 2008 to 2014. And then gets the internal advantages, weaknesses, external opportunities and challenges of the commercial banks, and the main factors that affect the operational efficiency of carbon finance in the northeast region.This result provides the basis for the construction of carbon finance business development mechanism of commercial banks in Northeast China.In the design of the development mechanism,the paper focus on two aspects of the internal operating mechanism and the external security mechanism of commercial banks in the Northeast China,and analyzes the relationship between the various mechanisms.Finally, this paper puts forward countermeasures and suggestions to ensure the smooth operation of the development mechanism of carbon finance business of commercial banks in Northeast China.