Research On Credit Risk Management Of Rural Credit Cooperative In Binzhou

With the continuous development of our country economy, rural credit cooperatives began to play a mainstay role in economic prosperity. Now in the rural areas of China, has not formed a mature financial market, compared with the credit cooperatives and commercial banks, its main business or credit, the risk of business has naturally become the main risk of credit cooperatives to face. Base on the perspective of credit risk management, I start my study respectively from the aspects of risk identification,measurement, and control, to the current rural credit cooperatives of Binzhou city in the credit business of exposing the problem as the object of study, research, and gives the improved method has practical value, the optimization of assets, which is beneficial to the the rural economic development, the construction of a harmonious society in China can play a certain role.The research object of this paper is the credit risk management of rural credit cooperatives in Binzhou, I divide the full text into five parts, the first part it comes the introduction, which mainly introduces the context and research topics as well as the topic significance; the next part introduces the domestic and foreign research about this topic into the fruit, also is the summary part of the thesis, also introduced the associated with the credit risk of the theory; the third part of the status of the credit risk management is described, what is the reason and based on the analysis of the situation; fourth part of the will of the credit risk control given the appropriate policy recommendations; finally draws the related conclusion.This article in the theoretical analysis at the same time also does not forget to contact the actual situation, in-depth analysis of Binzhou rural credit agency credit risk management present situation, the problems, causes and problems caused by pre search,can contribute to the credit cooperatives do approach to credit risk management, hoping to make the reform and progress of effective ideas and suggestions assist the rural credit cooperatives, provide scientific, feasible valuable guidance for the rural credit cooperatives in the practical work of risk management.