Diversification Of Realestate Finance

The Real Estate Industry plays an important role in accelerating the development of our Banks has been kidnapped by real estate industry is an indisputable fact, This also make it a fact that there will be many scruples in the real estate industry macro-control of the process. The reason is mainly because of China’s real estate financing depending on bank loans too much, it lacks variety of alternative cost-effective financing channels to solve the financing difficulties of the real estate industry, and the country for the tightening of the real estate business loans, real estate industry giant development potential without strong release. On the other hand, the masses lack of reasonable investment banking channels, many stuck in a quagmire in the stock market, the fund was unable to extricate themselves, real estate costs are too high relative to the general public is concerned, you can not enjoy the real estate industry is booming with to the bonus, only to let the high prices raise the cost of their own lives, reducing their quality of life. Therefore, diversification of real estate research financing channels help promote healthy thriving real estate industry, but also conducive to more people sharing bonuses real estate development.The first part describes the real estate financing, real estate financing concepts, as well as domestic and international real estate financing channels for a wide range of research results; second part mainly from three aspects of debt financing and equity financing and real estate trusts introduced China’s real estate market Status financing channels and the main problems, come to our real estate financing channels for a single financial system, legal system is imperfect conclusions; In the third part the emergence of a variety of domestic and more representative of the new financing channels were analyzed using comparative analysis, case studies and other methods to analyze the advantages and disadvantages of various financing and the proposed development, and it gives a diversified real estate financing channel selection model, and for the different stages of the real estate business it gives the corresponding diversified financing channels to choose from.