Research On The Investigation Countermeasures Of Illegal Absorb Public Deposits Crime In P2P Lending Platform

The P2 P lending platform has developed since 2007.It derived a variety of business model.However,illegally consuming public deposits will easily occurs due to low threshold of the P2 P lending platform and the lack of industry regulation.Such behavior leads to mass disturbance easily and impacts society negatively.Therefore,the Economic Crime Investigation Department have to fight Criminals immediately.They should try to minimize the loss of public and maximize the unification of economic effect and social effect.This paper will talk about the P2 P lending platform and illegal collection of personal saving deposits.The article briefly introduces the basic theory of the P2 P lending platform and the crime of illegal absorb public deposits,such as the concept,the mode of operation and the standard of judicial recognition.And this paper describes the situation of the P2 P lending platform of illegal absorbing public deposits crime from the perspectives of crime mode,crime causes and the characteristics of crime.This kind of crime breeds in the process of network and financial integration,and has a lot of characteristics,such as happening frequently,involved in a large area,more camouflage,staff specialization,organizational structure more standardization and many professional investors multiple.Based on this,the Economic Crime Investigation Department should analyze the reason of the investigation dilemma and seek an effective investigation countermeasures.The investigation dilemma and investigation countermeasures can be divided,according to the handling process,to keep correspondence one to one.The investigation dilemma can be explained from seven angles,including: time of intervention,case qualitative,information exchange mechanism,cooperation mechanism,evidence collection,booty recovery and maintain social stability.In order to get out of the above investigation dilemma,the Economic Crime Investigation Department must do the warning work early to achieve the premise of doing the following work: Through multi-channel to collection criminal clues,find out the criminal network;Clear case qualitative,clear law enforcement blind area;Enhance cross-border linkage,Establish long-term cooperation mechanism;Formulate the investigation plan,choose the investigation mode;Combine online and offline evidence collection,standardize the evidence;Sort out the whereabouts of money,do a good job of recovering stolen goods;Guide the network public opinion,maintain social order and stability.Through the system of this article,we conclude that the Economic Crime Investigation Department have to analysis such cases deeply and come up with the appropriate investigation.They can reduce the occurrence of this case.case.