Research On The Legal Supervision Of P2P Lending Platform In China

With the rapid development of China's social economy and the continuous improvement of the level of science and technology,internet finance has gradually come into the people's vision,and began to occupy an important position.As an important representative of internet finance,P2 P lending platform is in a rapid development trend.As a kind of financial innovation,the law of its development has been in a relatively blank state for a long time,which leads to some problems in its practice.Therefore,the most important thing is the P2 P lending platform coming into standardized and legalized development.It requires the relevant departments to pass laws and regulations to supervise and regulate the industry as soon as possible.The research on the legal supervision of P2 P lending platform helps to promote the innovation of financial supervision reform and supervision mode.It can also helps the P2 P lending platform to return to the rule of law,as playing a positive role in promoting the internet financial development.So this essay takes the legal supervision of P2 P lending platform as the main line.On the basis of experience from the legal regulation mode of the P2 P lending platform of Britain,America and other countries,it analyzes the current conditions and problems of the legal supervision of P2 P lending platform in China.Furthermore,the essay proposes several suggestions for improvement in the aspect of theory,legislation,and institution system.