Research On Legal Issues Of Mandatory Physicians Professional Liability Insurance

Physicians professional liability insurance, is a kind of expert liability, refers to the insured(physicians) for negligence, errors or omissions or business responsibility missed in violation of its business, a direct result of disease of human body injury or death, in accordance with the law shall be borne by the insured(physicians) responsibility for compensation within the period of insurance the compensation request, the insurance company of business of the insured to the insured(physicians) held responsible for compensation. Reference the experience of the physician professional liability insurance in the United States and Japan, under China’s current medical conditions, Construction of mandatory physician professional liability insurance is a necessary way to develop the physician professional liability insurance in our country.Mandatory physician professional liability insurance for our country at the present stage of national conditions.At present,our country also has the realistic foundation of implementing mandatory physicians professional liability insurance.mandatory physicians professional liability insurance is at the same time is conducive to distract medical institutions and physicians medical accident risk, ease now increasingly serious doctor-patient conflicts.China’s current physician professional liability insurance development history is not long, and drawn on a lot of foreign practices.Physician professional liability insurance have a lot of difference with other liability insurance,There are a lot of problems to be solved in practice.To build the mandatory physician professional liability insurance need to be clarified to subject of insurance, insurance period,liability insurance and insurance mode.Also it need to clarified the third right of subrogation,take coercive measures, perfect the corresponding supporting facilities, clear legal responsibility to who not insure physician professional liability insurance.Mandatory physicians professional liability insurance contract, how rules insured object, how clear is covered by the medical accident was very need to study the problem.