The Environmental Protection Function And Application Of Environment Pollution Liability Insurance

With the rapid development of China's economy,the environmental pollution is becoming more and more serious.China is in the sharp rise interval of U curve,people has been shocking by the environmental deterioration.President Xi Jinping proposed "both gold and silver,and beautiful scenery",which puts forward higher requirements of environmental pollution control and protection.2020 China's GDP is expected to reach 2 times,and the pressure of environmental protection will be 5-6 times,the current environmental input model simply cannot afford to support,efficient implementation of environmental pollution liability insurance is imminent.Through the market operation of environmental pollution liability insurance,the risk of environmental pollution transferred to the commercial insurance companies.Not only increase the ability of against environmental pollution risk,but also effectively enhance the enthusiasm of insured to protect the environment.But since the self's environmental pollution liability insurance pilot harvest little,face "difficult to draw a large audience applauded the embarrassing situation.How to effectively promote the environmental pollution liability insurance system,to ensure the full play of the function of environmental protection is particularly important.This article through a large number of domestic and foreign literature,master the environmental pollution incidents in recent years and the development of environmental pollution liability insurance pilot.At the same time,starting from the awareness of environmental pollution liability insurance,government support efforts and practical application,through the form of questionnaire survey to the public expansion of environmental pollution liability insurance data related to data collection,research and analysis.The survey found that many areas are still one-sided pursuit of economic high-speed development,to the quality of the environment seriously enough,at the same time,the lack of correct understanding of environmental pollution liability insurance;at present,China's environmental pollution liability legislation is not perfect,rare problem definition;insurance company adheres to the traditional "compensation afterwards" old ideas,did not give full play to the pollution of environmental pollution liability insurance prevention function.This paper according to the existing problems of the investigation found,in-depth study of the environmental pollution liability insurance cannot give full play to the function of environmental protection,and puts forward the effective and feasible countermeasures and suggestions,hoping to provide effective reference for innovative approaches to environmental protection,give full play to the environmental protection function of environmental pollution liability insurance.