Research On Financing Situation, Causes And Countermeasures Of Smes In Gansu Province

The healthy development of SMEs has been the focus of common concern of scholars at home and abroad, the contribution of SMEs to the development of the national economy is obvious to all, and to solve the problem of social, economic, its play an irreplaceable role. However, in recent years, the trend of economic development and the limitations of SMEs make them face more and more acute problems, especially the problem of financing which has become a worldwide problem. China is now in the “three superposition phase”: shift period, labor pains period, and digestion period, the financial system and market economic system and other reform aspects are facing an unprecedented problem. To solve the financing problems of SMEs is conducive to the progress of China’s economic system reform. Gansu Province as a relatively remote backward province in northwestern, in order to promote the rapid development of SMEs and reduce the bankruptcy rate, it introduces a variety of policy advice, but the financing problem of SMEs are still outstanding.What is the obstacle to the development of SMEs? How to develop SMEs in Gansu province? This is the content of this paper. The first chapter introduces the research background and significance, describes the research ideas and the preparation of the use of the method, and expounds the domestic and foreign literature review. The second chapter is mainly an overview of theory, including the definition of the SMEs in our country, financing concepts and financing related theories. The third chapter introduces the actual situation of economic development in Gansu province and the current situation of the development of private economy. The fourth chapter studies the reason of financing difficulties from four aspects, and lists case, through the in-depth analysis of Gaotai County, typical small and medium-sized enterprises, further illustrate the reason of financing difficulties. The fifth part is the introduction of a typical mode of financing innovation, including Xiantao mode of Hubei Province and Anhui Province "4321" mode, and Gansu Province to try innovative financing methods, hope to the innovation of small and medium-sized enterprise financing in Gansu Province to provide more inspiration, conforming to the development of Gansu Province, the financing mode is formed. The last chapter from the construction of market system, private financial institutions such as four aspects put forward specific practical countermeasures...