Study On The Effectiveness Of Rural Financial Supervision In China Under The New Normal

The current economic China gradually entered a new normal, economic growth gradually slowed down and entered into the 6%-7% interval, the adjustment of economic structure to increase pressure on the supply side, the full implementation of economic structural reform, the driving factors of the Internet from traditional industries to new industries, the 4 industry, like a raging fire. At the same time, Chinese political society will enter a "new normal", deepening reform overall, comprehensive law, comprehensive strictly, to promote accurate poverty, strengthen the construction of the new urbanization, accelerate the construction of agricultural modernization will be a long time in the future the main line of work and priorities. Finance is the core of modern economy, the economic development of the blood, in support of the new urbanization, agricultural modernization construction, accurate poverty, to solve the "three rural" problems in the work will also play a great role. At present, China banking into loan growth stabilized, loan interest Margin, change of social financing, rebound of non-performing loans, supervision "wide into the strict control of the five major trends of the" new normal "in 1, the financial sector to support the" three rural "," small "efforts may be weakened. As regulators urge the banking financial institutions to strictly implement national policies, legal compliance management, improve the" three rural "and" small "support, and vigorously support the real economy has played an important role. Therefore, improve the effectiveness of financial supervision, to solve the" three agriculture "and" small "problem, promote accurate poverty alleviation work, accelerate the construction of agricultural modernization and urbanization construction in the new lane are significant.This paper first describes the concept of rural financial supervision, theoretical basis and effective content, in-depth analysis of the rural financial supervision at present in our country, the existing problems and the lack of effective performance, and then try to use game theory, analysis of China’s rural financial institutions and farmers in the course of business or enterprise, supervision mechanism, game strategy the government departments of the interests of three parties. The main parties involved in the game through the dynamic adjustment and trial and error, learning stage, and ultimately achieve the evolutionary stable, thus obtains the optimal strategy for the parties at this time, improve rural financial supervision effectiveness theory exploration road, combined with the "new normal" under the economic and social situation according to the theoretical basis. Practical suggestions are given to improve the effectiveness of China’s rural financial supervision.