A Study On The Fund Regulation Of The Social Old-age Insurance In Wujiang

Material basis for the establishment and operation of the social security system, social insurance fund is the source of the majority of retirees pensions, once the social endowment insurance fund problems will directly affect the majority of retirees pension payment, thereby affecting the stability of society and healthy growth.In recent years, social endowment insurance fund gradually expand the scale, there are the media exposed violations of law on social endowment insurance fund to use in the process of corruption from time to time, reason or social insurance fund supervision is not perfect, there are still many problems.To ensure social security and pension funds intact, we must think about how to better social endowment insurance fund regulation, which is a lot of people related to the vital interests, the pension problem is people’s livelihood, people are closely related to each we must attach great importance.Solve the social endowment insurance fund regulatory issues in order to protect pension funds and complete security, a sense of security to the majority of the insured person does not become an empty word, which for the healthy and stable economic and social development has a very important significance.In recent years, with the growth of social insurance funds, social insurance funds emerging illegal misappropriation or diversion phenomenon. Further improve the understanding of the Fund supervision, strengthen supervision of social insurance funds, to strengthen supervision and law enforcement, a clear regulatory content, broaden the investment channels that we have to consider and attention. Strengthening the social insurance fund supervision and management to ensure the safety and integrity of the Fund, it is a prerequisite for the normal operation of the social security system, maintaining social stability necessary requirement to build a harmonious society. Wujiang District as a good economic development in southern Jiangsu cities, social insurance penetration rate has reached a certain level, people with old age pension insurance consciousness and awareness has been continuously strengthened, gradually increasing the number of insured, with the increase in social security fund accumulation, In recent years, the social security fund supervision there are many problems, which if not effectively addressed, will give the social insurance fund management operations challenges.This paper describes the economic, social and Wujiang District Social Insurance Fund, beginning with a lot of data analysis were introduced by the operation and the risks of Wujiang District enterprises, organizations and institutions, and the new rural pension insurance payments, noted that the current social pension insurance fund supervision Wujiang District the presence of fragmented management system, long-oriented, attention is not enough, the lack of social supervision, lack of transparency problem, there is a low base pay, the insured rate, low motivation insured, enterprise arrears problem and serious sources of the Fund, the Fund may the presence of personal accounts "empty account" sustainable development, the aging of the population and migration, pension increases rigidity, lack of awareness of the value and other issues. Finally, solutions to this problem for the existence of these problems and improve the pension system from management, hierarchical gold level, a clear regulatory responsibilities of various departments to enhance the overall level of pension insurance; protection of sources of funds to improve the base pay increase arrears paid to date work, strict payment links, increasing the value of the fund has done personal accounts, progressive delay retirement, seek investment channels; improve the management mechanism to establish an internal control system, the establishment of information disclosure system and public supervision system, establishment of a fund investment risk early warning mechanism. The thesis is divided into four parts, the first part is the introduction, the main thesis analyzes the research background, purpose and meaning, as well as the theoretical basis of the topic, the current research, and on this basis, introduced research ideas, discuss research, methods; the second part focuses on the status quo Wujiang District social insurance fund regulation, third part analyzes the Social Insurance Fund supervision Wujiang District problems, part IV for the problems put forward countermeasures. Finally is the conclusion.This study from the reality of Wujiang District social endowment insurance fund supervision, the use of theoretical research and normative research combined, literature induction, field research, statistical analysis and other methods by analyzing the current situation Wujiang District Social Security Fund and problems put forward a sound social security fund supervision Wujiang District measures aimed at promoting Wujiang District Social Insurance Fund supervision more standardized and orderly manner, to provide a theoretical basis for the social insurance fund supervision practice, further guidance Social Insurance Fund supervision practice, so as to promote Social Insurance Fund supervision practice of continuous improvement. The significance of this paper can greatly reduce the Social Insurance Fund Supervision of risk, but also has a certain significance to the social insurance fund regulatory practices. Taking supervision of social insurance funds for the study, hopes to study the theory and practice of comprehensive, systematic, practical work on the Wujiang District Social Insurance Fund Insurance Supervision provide valuable advice.