| With the proposed strategy of "Internet +”, Internet banking became the hottest vocabulary in 2015. Online banking is the typical innovative production of the financial industry combined with the modern Internet technology. Though, with the development of mobile payment, the speed of online bank development is relatively slower. Development of Internet banking is still one of the important strategies of the major banks. Online banking development not only provides unprecedented opportunities of development for the enterprise, but also brings great challenge for the bank’s risk control. A bank in order to catch the wave of Internet development, decides to vigorously promote online banking, improves the types of online banking, competes for the Internet market, to lay the foundation for the development of A bank in the future, increase the volume of customers, reduce operating costs, improve their core competition ability. However, in the promotion of the project need to carry on the strict risk management, determine enterprise’s risk tolerance, design risk management solutions, as far as possible risk averse, risk diversification, risk transfer, so that the project is expected to achieve its objectives, profit.The to promote the project in a bank Internet banking as the research object to explore in the promotion of the bank on the net, banks face the risk and help in various emerging bank in online banks to promote the project reasonable risk aversion, providing important reference value. Based on the many scholars of literature reading, understand the theory of risk management, risk management process, recognition of a bank Internet banking risk management of the main risk is market risk, management risk and technology risk, according to the risk, according to the principle of risk management, puts forward risk management risk identification, risk analysis, risk evaluation, risk control and risk management scheme proposed risk security mechanism, and draw a conclusion. |
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