Study On The Investment Of Insurance Funds In China

We can say that the capital market in China was very changeful in 2015.Among the most concerned things, there are frequently and violently "ju pai" about insurance capital at the end of year and the disputation of control and ownership in "Vanke" which caused by "Ju Pai", these events are relevant to insurance corporation’s huge amount of investment funds in nature.The insurance industry, the same as bank industry and securities industry, is an important part of the finance system which facilitate the development of finance. China has enter into the state of normally development since 30 years ago, at the same time insurance industry and other related industries have grown rapidly which was unprecedented.until the end of 2015,the total income of insurance premiums is 2428.252billion yuan. year-on-year increased by 20.00%.the balance of the fund application is 11179.549 billion yuan increased by 19.81% compared with the number at the beginning of 2015;the total assets is 12359.776 billion yuan which increased 21.66% compared with the beginning of 2015. In the future, Insurance industry will keep the tendency of high growth and play a more important role in the finance area. Although the insurance industry in China has made a great progress, there is a notable gab between developed country and our country, especially in the insurance fund investment aspect. It’s a hard task for insurance capital in China to become a real meaningful organization investor and of course it will take a long time.We stay a stage where we explore the knowledge and where we even make mistakes, but we will have more development chances at the same period.In this essay, we will give a systematic exploration and interpretation on the category of insurance capital investment in our country and illustrate my views and opinions according to the following step.First of all, I will summarize the characters of insurance and the concept on investment. Only the insurance capital be classified strictly can we choose its’investment orientation and option. The security and stability are always the primary requests to insurance capital. Secondly, I analyze the condition and problem of insurance capital investment. As a rapidly developing industry, insurance capital investment must exist all kinds of old questions. With the advent and development of new finance model, insurance capital will face new problems constantly. Only sort and explain these problems sufficiently can we avoid and address repeat of the same question. Thirdly, I provide some pieces of advice to insurance capital which emphasis the importance to tempt and nurture all kinds of investment talents. Only we have excellent investment talents, can the energy or the effects of insurance capital released,and contribute to production. Lastly, take China Life Insurance. I study its’investment condition or problems existed and give some pieces of advice on investment.