Research On The Financing Mode Of Micro-Credit Companies In Yunnan Province

Microfinance produced in the 1970s in Bangladesh by Muhammad Yunus who was known as "Father of Microfinance". China started by making a Micro-credit companies pilot in 2005 in Shanxi Province. And micro-credit company was founded Large-scale across in the whole country in 2007. Yunnan Province established 10 Microfinance companies in 2008 means the microfinance beginning of development.In this paper, the research object is the micro-credit company in Yunnan Province. And this paper expect to put forward effective proposals and comments through exhaustive research on Yunnan’s micro-credit company financing issues in order to solve the problem of funding is not smooth.First of all, this paper which Standing on the perspective of macro and government will analyze the causes and consequences of the micro-credit company financing difficulties through detailed data. The second, the author describes a model of innovation in other provinces and outstanding foreign mode which like Jiangsu Province’ innovation and Grameen Bank model of Bangladesh. Through these presentations are summarized in Yunnan Province can learn to emulate the financing model. At last, this paper will make a suggestion with policy and model Innovation through microcredit financing innovative model to explore in Yunnan. This suggestions and comments arms to solve the financing problem and play an active role in future development.