Investigation Report On The Financing Situation Of Small And Medium Sized Enterprises In Diaobingshan City

Study on financing problems of small and medium-sized enterprises is of great significance for the development of our national economy. SMEs have become China economic growth, market prosperity, technological innovation and expanding employment base, and its flexible operation mechanism and market adaptability, become the reform of Chinese economic development, an important driving force for social harmony and foreign open. So to solve the problems of small and medium-sized enterprises to solve the employment problem, solve the economic problems of the China and a series of questions, can get a good development of the whole economy.China to effectively solve the financing problem of SMEs is a social system engineering to participate in the joint efforts of the trust.Along with our country socialist market economy continues to improve, opening to the outside world, various economic entities management capabilities continue to increase, and Enterprise financing difficult problems will gradually be resolved.This paper to start small, through investigation of the financing situation of SMEs in Diaobingshan City, this paper focuses on the analysis of the financial situation of enterprises, funding requirements and sources of funds and for the difficult financing situation carries on the reason analysis. On the other hand, through the survey pointed out that the problems existing in the troop movements Hill City SME financing. Finally, according to the funding requirements and sources of funding for the analysis of Diaobingshan City SME Financing Countermeasures and suggestions, and concretely discusses the combination of Diaobingshan City, how to implement the recommendations.This paper is divided into four parts.The introduction introduces the research background, research significance, research methods and the innovations and deficiencies of the article.The first chapter mainly introduces the definition of small and medium-sized enterprises in Diaobingshan city and specific, and different stages of financing needs, including, seed stage (business) and growth period mature period.The second chapter is the key part of the article, the article briefly stated the design concept with the questionnaire survey and a brief description of the way; then carried on the analysis to the survey data, according to the basic situation of the enterprise by using histogram data analysis, and text description of the stage of development of the enterprise, the current production situation and secondly, on the basis of the corporate profitability;capital requirement using histogram for data analysis, and text description of the enterprise capital demand, capital and money is the primary.Finally, the main difficulties encountered in the analysis of funds sources and loans to put forward enterprise loans difficult main reason.The third chapter mainly proposed Diaobingshan city financing of small and medium-sized enterprises and the reasons for the problems.The fourth chapter is presented to resolve the small and medium-sized enterprise financing countermeasures and suggestions.