| Now China is in crucial period of industrial upgrading and economic restructuring, the development of guiding private finance will be important for resolving SME financing difficulties. Because of special circumstances of our country and SMEs features,commercial banks can not meet requiring funds for SME development. As opposed to, because private finance has its geopolitical and affinity, it becomes an important way of having financing for SMEs. China has issued a series of favorable policies for SME development, such as establishment of private banks and development of financing platform on Internet, it is very important how to regulate the development of private finance and use private capital reasonable in order to expand financing ways for SMEs. In this context, the paper chooses to "study problem of financing of private finance for SMEs Based on Perspective" in the title, say the existing private financial flawed and subject to financing constraints, through theoretical analysis and empirical analysis, obtain private finance will help to ease the financing difficulties of SMEs, and finally we obtain how to regulate the development of formal financial and ultimately to promote China’s economic healthy and sustainable development. This article includes a total of six parts. The first part is an introduction, discusses the research background and significance, literature review, research ideas, innovations, and the like may be present. The second part describes the theory of the Folk Finance and SME financing, the third part introduces the development of SMEs in China, first we clear from the terms of both the supply and demand of SMEs,and say existing financing problems and analyze the causes of problems. The fourth part introduces the current development of private finance, the fifth part is practical feasibility analysis of private finance to support SME financing, and set out the advantages of private finance. Part VI made empirical analysis, and finally explain the scale of private finance for the development of SMEs have long-term, stable, positive correlation. Section 7 points according to the foregoing theory, practice analysis of private financing for SMEs financing, some proposed countermeasures should be taken. |
