Construction Of FTP System In Z Bank

Internal funds transfer pricing is a kind of fine management tools, to transfer funds between the various departments within the enterprise gives can measure the price, can accurately calculate each department profit. This tool in the foreign financial institutions have long been using mature, domestic commercial banks are gradually introducing the tool. At present domestic research mostly focus on the analysis of the necessity and the implementation of the advanced nature, fund management, points out that the funds transfer pricing mechanism is the improvement to the traditional mode of capital management of commercial banks in China, emphasizes the active role in the scientific evaluation of performance etc.. But in the system analysis and research of FTP system construction is less, but based on the FTP system to guide the construction of classical theory research, research ideas combined with the research of FTP management practice based on case is of great significance to guide commercial banks to establish management system appropriate, effective, operable.In this paper, integrating theory with practice thinking purpose, taking Z bank as the research object, the Z of traditional bank funds management model and business reference standard use of bank funds were compared, analyzed the existing problems in management of Z bank funds and its causes, and put forward the solution is to build a FTP system. Secondly, by using the method in the study of FTP system construction process of all elements, the system studied in the Z yield curve, price guide mechanism, profit analysis and money management model improvement achieved. Finally, summary and outlook on the construction of FTP system of Z bank.