Study On The Operational Risk Management Of Shihezi Post Office Bank Counter Service

From the 2008 start of the financial crisis, the global financial crisis by the U.S. subprime mortgage crisis led to our country’s economy suffered a great blow. The development of China’s banking industry and profits can not be avoided by its unprecedented influence. China Postal Savings Bank will always attached great importance to risk management, in order to strengthen risk management and prevention, since the establishment of a risk to the establishment of a separate compliance department. Although operational risk management in the Postal Savings Bank has achieved some initial success, but the formation of a comprehensive and effective risk control system also needs reform progress for a long period of time. This article from the perspective of operational risk management incase of departure for risk management Shihezi Postal Savings Bank study conducted in-depth discussion.From the current point of view of literature, the study of commercial bank counter operational risk is not much, however, being investigated for the transformation of China Postal Savings Bank counter operational risks are even scarcer. This article from the postal savings bank Shihezi Shihezi main business start postal savings bank counter operational risk management situation and existing problems are analyzed. Objectively describes the sources and causes of problems in the postal savings bank counter Shihezi operational risk management. Finally, the Postal Savings Bank counter Shihezi operational risk management related countermeasures.In summary, the paper enriches the academic value of the content of operational risk management; realistic value for the counter on operational risk management Shihezi Postal Savings Bank provides a reference. From the institutional and organizational structure level, Shihezi postal savings bank to establish a modern, comprehensive, science-based risk management philosophy, which helps to establish a comprehensive and effective risk management system as soon as possible.