A Research On The Risks Of Sixty Millon Credit Granting Project For X Company

With the increasing competition in China’s market economy, the risks that commercial banks facing also present the complicated and diversified characteristic. Commercial banks should correct test the risks and to take effective control means and methods to maintain stable operation. It is the ultimate principle for e Commercial banks to achieve "safety, liquidity, efficiency". Therefore, risk management has become one of the core managements in Commercial banks’operation.On the one hand, company credit is an important asset of the commercial banks and the main way banks make a profit. The scale and structure of the company credit has important meaning to the management of the commercial banks. The operations of company credit directly affect the outcome of safety, liquidity and efficiency objectives. On the other hand, credit risk has always been the most important risk. That China’s commercial banks face. The level of managing the credit risk decides the survival and development of Commercial banks, as well as social stability and harmony.The fist part is a summarize ation of the theories about company credit risk.This part introduces the important content, the method of credit risk in detail.The second part is the case of X company 60 million project.This part makes use of the theories and methods of credit risk, combining with marketing analysis, to systematically analy the feasibility of the project in all respects. It includes necessary of the project construction, project risk analysis and so on. Through analysis, this article finally gained a conclusion that X company 60 million project is practical and reasonable.