Optimization Research Of Government Act For Small Business Credit Guaranty

Small micro enterprises as an important driving force of our country’s economic growth, the difficulties and problems existing in the development of has always been the focus of attention.The government work report in2014, points several aspects put forward the measures to promote the development of small micro enterprise, first stressed to pay special attention to the reform of the fiscal and taxation system, further expansion of small micro enterprises preferential tax scope.And deepen the reform of financial system, actively develop multi-level capital market, the financial become a pool, fresh water better irrigate small micro enterprise, etc. The tree of the real economy.So, in this critical period of economic system reform and government function transformation, for small micro enterprise credit guarantee optimize the government behavior.The first reference to the relevant theories of marxist economics and western economics, the small micro enterprise credit guarantee product positioning is accurate public goods, and according to the development of small micro enterprise credit guarantee business reality, clear the government shall, in the small micro enterprises play an important role in the construction of credit guarantee system.On this basis, the study on the development of the small micro enterprise credit guarantee in our country the status quo, analysis of the small micro enterprise credit guarantee system in the construction of the problems existing in the process.At the same time, build a game model between the government and guarantee agencies, more intuitive expounds the optimization of government behavior to deal with the importance of small micro enterprise guarantee difficult problem.Then, draw lessons from foreign government support of typical small micro enterprise credit guarantee system of the construction of the successful experience, and combining with the current government’s main work, around the government support small micro enterprises credit guarantee system construction put forward concrete countermeasures and Suggestions.