Financing Problem For Small And Medium-sized Enterprises As Well As Its Countermeasure Research

Small and medium-sized enterprises are important part of national economy and anew growth point of social productivity,also the most dynamic main body of nationaleconomy.China,as a large developing country, the position and function of its small andmedium-sized enterprises is particularlyimportant,they are playing important role inensuring the growth of national economy,relieving employment pressure,socialstability,realizing technology innovation,optimizing the industrial structure,etc.Butfurther development of small and medium-sized enterprises is now in trouble,especiallythe difficult financing problem has become bottleneck of restricting itsdevelopment.Therefore,the research on development of small and medium-sizedenterprises and difficult financing problem restricting its development has become anurgent need at present.The whole article is divided into six chapters.1st chapter:introduction.It mainly makes researchon selected topic background and significance,current status of domestic and foreign research, research content, methods and innovation point.2ndchapter makes research and description on the definition of small and medium-sized enterprise,conception of financing and its characteristics, financing methodas well as financing related theories.3rd chapter analyzes the development situationofour nation’s small and medium-sized enterprises, current financing situation aswell as existing problems in financing.4th chapter takes small and medium-sized enterprises of Sujiatun districtfor instance, analyzes the causes of difficult financingproblem restricting small and medium-sized enterprises,including internal factors,financial system factors, macro-economic environment factors, government policy factors, financing channel system factors, social intermediary agencies factors,etc.5thchapter raises countermeasures for difficult financing of small and medium-sizedenterprises based on preamble,including intensify the building own ability and qual ityof small and medium-sized enterprise,intensify government support,vigorously develop financial institutionsfor small and medium-sized enterprises, perfectcredit guarantee system for small and medium-sized enterprises,establish and perfect intermediaryagencies,actively developing new model of asset pawn financing and other means.6th chapter makes research conclusion.