The Study Of Logistics Enterprise Liability Risk Analysis And Underwriting Model Research

With the growth of Chinese economic, our country and society have been paidmore and more attention to the third-party logistics and logistics technology. Due tothe complex operating links, many factors of supply chain in the process of actualoperation management, a lot of uncertainty and unpredictable risk factors may lead tosignificant losses. So the development of modern logistics need the support oflogistics insurance, logistics enterprise transform the part of risk to the insurance canspread its operational risk and create benefits for the insurance company. The narrowinsurance coverage or the unreasonable premium of the emerging logistics insurancein our country seriously affects the development of logistics insurance. How tocontrol the uncertainty risk and better transform to the insurance company? What kindof the insurance model can be accepted by the market? These are our concernedproblem.With respect to the above issues, this article intends to study an insurancecoverage to expand the scope of insurance and make the premium rate rationalization.Firstly, this article identifies and analyzes the logistics risk in-depth by the flow chartmethod or the risk survey method and so on. Then a new method of assessment onlogistics risk based on rough set theory to adjudicate the index and make sure the restof index weighted based on the mining history data and expert evaluation. This modelmakes the method of the interval-valued fuzzy comprehensive evaluation morestability and the final result more objective and dependable, Finally the establishmentof NCD model comprehensively considering the influence of the number of claims forcompensation, the amount claimed, and total coverage dynamically adjust logisticsliability insurance rates and improve our insurance underwriting model reasonably.