| As a large agricultural country, agricultural development of China has a crucialimpact on the entire Chinese economy. Agricultural science and technologyenterprises have a great role in promoting agriculture and rural economic, and themodernization of agricultural science and technology enterprises becomesincreasingly important. However, the development of agricultural science andtechnology enterprises are facing many difficulties. The most prominent problem isthe credit risk and financing difficulties. Credit rating of majority agricultural scienceand technology enterprises were based on traditional rating system rating due to theimperfect credit rating system in China. Particularity of agricultural science andtechnology enterprises led the bias credit rating for agricultural science andtechnology enterprise, causing credit risk. It may paralyze the financial system ofagriculture and have a significant impact on national economy when a large numberof agricultural science and technology enterprise credit risk arises. Therefore, it isimportant to do some research in agricultural science and technology enterprisescredit rating.Based on a lot of reading and information collection, the paper analyzes theresearch status of credit rating and related theories in domestic and abroad. This paperintroduces the definition of credit, classification standards for credit rating and thenecessity of credit rating, then explains the definition of agricultural science andtechnology enterprises and significance of agricultural science and technologyenterprises credit rating, the definition of credit risk of agricultural science andtechnology enterprise and a brief introduction on characteristics. Subsequently, thepaper describes the definitions and procedures of agricultural science and technologyenterprise credit rating, introduces the principles of credit risk identification,processes and methods, constructs the evaluation indexes, makes a detailedexplanation of each indicator, also introduces several commonly credit rating methods.A new credit rating model based on gray fuzzy sequence relation analysis method isestablished to calculate the value of the agricultural science and technologyenterprises credit rating. In this paper, this new model is combined with the actualcase, and obtains the desired effect. At last, some control measures is concluded to improve agricultural science and technology enterprise credit risk. |
