Research On Risk Prevention Of Real Estate Trust In China

Trust industry as an important branch in the financial markets, after recent years of steady development, now become the second largest after the banking financial sector. Increasingly diversified trust products and mixed management market trends, the trust industry require to have a higher standard to strengthen risk prevention. Real estate trust is an important part of trust investment products; it has played a very important role for the real estate development project financing. The rapid development of real estate trust facing a large number of products due to payment in 2014.The depression in the real estate industry result in some real estate development project cannot take back the assets on time. The crisis of real estate trust began emerging gradually; whether it can break the rigid payment becomes the focus issue.From the development model of the real estate trust, it is a small probability that has systemic risk. But the trust products also exposed some problems. Real estate trust industry need to solve the problem of how to avoid the risk in the proper economic environment. The relationship of development of real estate trusts and economic is particularly important. The main development direction of future real estate trust is like this, to strengthen the risk prevention measures of the real estate trust, improve the ability of avoid risk. Firstly, this paper introduces the concept of real estate trust, analyzes the current operation mode and present status of development of the real estate trust in our country, discusses its basic function, points out the main risks that exist in the real estate trust, probes into the reasons of the existence of risk and present situation of risk prevention. Then about the real estate trust risk, using value at risk model for empirical analysis. Analysis the risk value of real estate trust products. Finally, according to the actual situation of our country, and drawing lessons from foreign experience, respectively from the macro and micro aspects to discuss the measures to prevent the risk of real estate trust.