Study On The Sustainable Development Of Medical Insurance For The Third Party Payment

Gradually rising in recent years, the medical insurance premiums, affecting human health requirements, common people to see a doctor expensive has become a social problem to be solved. And payment method reform of medical treatment insurance is medical insurance system reform and the cost control of the key to success. Through the medical insurance payment method reform can effectively play a role of guarantee of medical insurance fund, and ensure the stable operation of the medical insurance fund. Also better able to monitor the behavior of the medical institution. Medical insurance of the third party should change the traditional, single payment method, adjust measures to local conditions, explore to establish a scientific way of diversifying paid, implementation "health care resource allocation rationalization" and "effective" health care dual goal.This article, the system of medical insurance for urban workers as the breakthrough point, based on methods of relevant theories, first introduced the characteristics of the connotation and types of medical insurance payment methods, secondly introduced the development course of domestic and foreign medical insurance payment methods, implementation present situation, development tendency and advanced experience, and practice in Changchun city medical insurance payment system as an example, the analysis of the current payment method results and the existing problems in the reform process. Finally based on the experience of the sustainable development of the domestic and foreign medical insurance payment methods, explore the scientific and reasonable payment, to perfect the medical insurance Suggestions for the sustainable development of the third party payment.