Assets Securitization Research Of Trust Pattern

Since asset securitization in our country restarted in 2012, the business developed rapidly, both in number of transactions and total show explosive growth. At the same time, in 2014 the trust industry "rigid redemption" crisis occurred frequently, the most strict regulatory policy change and other major industry. Regulators from the trust product registration, product sales, non-standard asset pool business regulation of the trust industry. In the face of this major market change, the trust model of asset securitization become the breach of the trust company to break industry predicament. Bocom lease 1.012 billion asset securitization is in this context, the trust company used trust pattern asset securitization to the typical cases of transformation, and further promote the development of asset securitization in our country, began to financial leasing assets as the foundation assets.This paper based on the "bocom lease 1.012 billion yuan of assets securitization" case detailed analysis of the advantages and problems, to deepen understanding of the trust pattern asset securitization market leading products with understanding, by the individual to common, from this case in the analysis of mining about trust pattern asset securitization in our country to perfect the countermeasure of inspiration. Therefore, this thesis mainly solve the following problems:one is the trust model of asset securitization in our country development present situation, the second is the case, trade structure, the basic situation of the three is what are the advantages in this case, four is what are the issues in this case, five is which consummates our country through the analysis of this case to get the trust model of asset securitization.This thesis consists of the following seven chapters. Chapter one introduction: introduce the research background of writing, literature review, research methods and innovation points. The second chapter introduces the development of asset securitization in our country since opened again. The third chapter from the basic information, product structure, trade structure, etc., make detailed introduction on the content of the case. Chapter four cases of the three major advantages:dissolve the rigid payment crisis, the trade structure, major participants. The fifth chapter discussesthe case of assets not out of the table, high concentrated risk pooling assets and risk rating, trust low profit margins, but lack a dominant pole four big problems. Personality problems of the case, also reflects the common problems of the asset securitization trust pattern in China. Through the analysis of the advantages of the case, the question, the measures of perfecting our country’s trust pattern asset securitization. Sixth chapter elaborates on the trust model of asset securitization in our country to perfect the countermeasure:adopt reasonable way out of the table, the assets of the rational allocation of pooling assets, improve the mechanism of the risk rating, the trust company shall vigorously innovation to improve the competition ability, give full play to the trust type SPV advantage. Chapter vii conclusion.