Analysis Of Supply Chain Financing In A Bank Chengdu Branch

As the country has made more support to the development of small and medium-sized enterprises, all financial institutions to carry out the supply chain finance business as a kind of effective business model to solve the problem of financing difficulties of small and medium-sized enterprises. Supply chain finance business innovation lies in by the Banks themselves to find accord with the core enterprise credit conditions, and using the core enterprise as the basic points and links in the supply chain upstream and downstream enterprises, by using commercial capital and the real economy, making effective circulation, information flow, cash flow and logistics to provide more convenient and effective financial services.This paper chooses joint-stock commercial bank supply chain finance business as a starting point, takes A bank Chengdu branch of supply chain finance business as the case study object, is divided into five parts: The first part to give a brief introduction of supply chain finance business. This part of the supply chain finance business background, concept, characteristics and development status quo briefly expounded, for later analysis of the problems and put forward the proposal to do theoretical support; The second part, this paper introduces the present situation A bank Chengdu branch of supply chain financing business. This part firstly illustrates A bank Chengdu branch in order to in accordance with the in the traditional business as the main body, small business and investment banking for the two wings business development strategy, further expounds its supply chain financing business development situation and details the vendors, one vote, accounts receivable financing of supply chain and domestic factoring this several more commonly used products supply chain financing mode; The third part, for A bank Chengdu branch supply chain financing business case is introduced. Chose A bank Chengdu branch of supply chain financing business case two further instructions, analyzes the principles and the process of supply chain finance business credit, to draw out A bank Chengdu branch in the next chapter the problems existing in the supply chain financing business; The fourth part, A bank Chengdu branch are analyzed in detail in the conduct of the main problems in the supply chain financing business, including business model of innovative, quality of professional team remains to further enhance, specific risk of supply chain financing still exists, there is credit rating and credit guarantee risk and online supply chain financing business development lag, etc.; The fifth part, combined with these problems, and puts forward the focus on product innovation, pay attention to the training of supply chain finance business specialized team, perfect the system of credit evaluation system and credit management, improve the system of credit evaluation system and credit management, to build electronic supply chain financing service platform, such as suggestion, in order to promote A healthy development of the Chengdu branch, to provide more high quality financial services, security, universities, realize win-win situation with the small and medium-sized enterprises.