| Now in our country, the aging phenomenon is increas ingly serious and the endowment problem has become the hot social concerns. The income of our pension funds is not equal to the expenditure. The national pension has been under a lot of pressure. A large number of scholars begin to research a new way of pension for our country. The retirement with house is introduced into our country which is called housing reverse mortgage loan in foreign country. It plays an important ro le in increasing the pension funds of the aged and reducing the pressure of the government.Our country has started to explore this new way of providing for the aged. But, there are many obstacles in develop ing this new method which should we solve. Finishing this article a ims to try to analysis the problems such as the acceptance of consumers and why the financial institutions are less interested in this new method with the exp loration results of more than ten years.In the last, put forward the proposal with drawing lessons from foreign experience to enhance the quality of life for the old people. |
