Research About Internal Control In Bank Of Agricultural Bank Of China Y Branch

Commercial banks as a high-risk industry, the financial industry is the core of all, how to strengthen internal controls to prevent and reduce business risk is an important issue commercial banks. America’s subprime mortgage crisis extending from the virtual economy to the real economy, has now evolved into a global financial crisis, the banking risk management has become essential. In recent years, with the gradual completion of the state-owned joint-stock commercial banks listed on the extent of its business gradually deepened, from all types of large commercial banks in recent years, frequent cases can be found weak internal controls and internal management deficiencies contradiction between the increasingly deepened.Now, commercial banks internal control in an important position, coupled with severe penalties for non-compliance and evolving supervisory mechanisms, making the internal management of commercial banks increased significantly, but the system of internal control and supervision of the construction reflect the view in terms of internal control has a long way to go. In early 2009, the Agricultural Bank of China was established, the paper with its two branches-Y branch of the object of study, to integrate theory with practical point of view study the internal control problems and causes, in accordance with national regulatory requirements and foreign experience, to improve the Y branch the internal control system put forward reasonable suggestions. This thesis has four main parts, first is the definition of internal control and risk management theories to understand;followed by Agricultural Bank of China Y branch status of internal controls and problems; third part is an analysis of the causes of the current internal control deficiencies Agricultural Bank of China Y branches; the fourth part puts forward proposals to strengthen internal controls, such as the strengthening of human resource deployment, to create a good cultural atmosphere of internal control, improve the system construction, smooth information communication channels play a role in modern internal audit and other measures.