The Study Of B Guarantee Company’s Risk Management Difficulties And Countermeasures

China Guarantee Industry in the rapid development of guarantee agencies, the number increased sharply at the same time, some in the Guarantee Corporation on the surface of the commercial guarantee business, actually illegal fund-raising, folk lending activities, or even false information project. A joint bank account manager to cheat the bank loan, or the direct business of venture capital, nearly two years resulting in group events emerge in endlessly, so bring some row chain reaction brought great threat and danger to the social stability and healthy economic development.Policy of Guarantee Corporation as government funded although operating more standardized,relatively strict risk control, but also faced by the excessive administrative intervention, market independence is not enough, the external supporting industry is not perfect, risk bearing capacity of poor, slow growth, problems of internal innovation power insufficient problems.Risk management is the core of business management of Guarantee Corporation, Guarantee Corporation is the soul, the sustainable development to maintain the policy of Guarantee Corporation, must risk management strategies for the current market environment of our country of the Guarantee corporation. B Guarantee Corporation as a policy Guarantee Corporation typically though nominally independent market main body, but in our country the peculiar administrative system and policy environment, is still faced with too much government intervention; cooperation with financial institutions lack of risk sharing mechanisms; single source of income and risk compensation mechanism is not perfect and so on. These problems fundamentally restrict the survival and development of the company. The solutions to these problems is first established mixed purchase type guarantee platform, with banks and other financial institutions to establish a "risk sharing" cooperation mechanism, expand the business mode and scope, the establishment of business diversification comprehensive security platform Key words:guarantee; risk management; hybrid equity; risk sharing...