The Insurance Company Financisl Mansgement Risk Analysis And Countermeasures

The insurance company financial management is a core content of modern business management of insurance companies, in recent years, many of the insurance industry continues to develop. The development of the whole of the insurance business and the relationship between people are becoming more and more closely. But the risk of financial management for the insurance industry in China, the screen compared with the world level, China’s insurance industry is still in a developing level, some about the profitability of the business scale and its overall insurance industry. There are still some gaps and strange country. at present, the financial management of our domestic insurance companies, all risks insurance companies exist in the financing, investment, distribution of income and capital operation in the process is relatively large, also affect the operation and management of the insurance company is normal in many ways.This paper is mainly on the financial risk management of insurance company to start, to analyze and study more detailed to insurance company’s financial risk management, through a more in-depth analysis, the first is an analysis of the insurance company in financial risk management is how to produce, according to the causes and puts forward some pertinent risk approach, the goal is the better for the financial risk management of insurance company research, strengthen financial management level of insurance companies constantly, in order to guarantee insurance company plays an important role in modern society.In order to ensure the normal operation of insurance companies, to the company’s financial management risk sensitivity and insight. Within the insurance company, the main is to strengthen the business supervision, check the financial data of the enterprise, especially the false claims for enterprise and false make provision violates the legal risk in the financial management problems. a company’s financial management level, decided the fate of the entire firm.In this paper, combined with the current development situation of insurance supervision company and its own financial problems, we use some theories of domestic andforeign research and analyses, the insurance company’s financial risk management some analysis, understand some insurance companies in the knowledge of financial management risks, but also cultivate the right financial risk awareness, the Research on financial risk has occurred in the law, strengthen the financial management and risk control, improve the solvency of insurance company level in its own funds. Firstly, based on the research of the insurance company’s financial risk management, to strengthen the study on the insurance company financial management internal risk problem; then, according to the characteristics of financial risk management, analyzed the reasons of the insurance company financial management risk, also elaborated in today’s stage in the insurance companies are facing some financial management risk in the end, put forward problems; to strengthen financial risk management countermeasures and suggestions. In the conclusion part, through molecular on the writing method of the thesis is summarized in some research conclusions of the essay writing process as well as some shortcomings, the entire article is to analyze the risk in the financial management of the insurance company, the risk response corresponding countermeasure, for the normal operation of the insurance the company will provide the support of many of the theory.