Based On Government Behavior Perspective Of Our Country’s SME Financing Problem Research

Since the21st century, with the development of civilization and technology, themarket economy continues to mature, large enterprises and SME around the world,which have become the most active economic development factors, especially theSME occupy the most number of enterprises in all, its position is not replaced. SinceChina’s opening-up policy, and its economic and social development are faced withmore opportunities and challenges, the contribution of SME to the national economycontinues to improve, both in the economic prosperity of SME, ease employment,improve technological capabilities, etc., and in the transformation of economic growthmode, building a harmonious society and other aspects, SME is playing anincreasingly important role as a fundamental force of economic growth andharmonious development of our country, if put the big companies compared as China’s economy skeleton, then SME is the flesh and blood of China’s economy, if fleshand blood are unhealthy, the strong impact monster will not withstand. Meanwhile,living conditions and practical issues of SME have also been concerned about thewhole society, become the subject of government policy support, especially after thefinancial crisis, SME face enormous difficulties, bear the brunt of financing the worldwide problem, restricting the development of SME has become a "bottleneck", whichcontains the main reasons and factors that affect their external environment, therefore,the government is a country’s political department, guide and promote economicenvironment who should make full use of its advantages, the transformation of thefinancing environment, the ability to raise financing for SME, to help establish a sound financing system, solve the financing difficulties of SME radically. At present,China is in the transformation of the mode of economic growth and financial reform animportant historical period, the government ’s policy intentions at this time have adirect impact on the market for decades to institutional and financing environment,and therefore we need government situation, grasp the premise of market rules Next,in order to develop a broader financing of SME financing channels, to establish acomprehensive policy based of SME financing system, we need to combine thecharacteristics of the development of SME in China’s specific financing under thesocialist market environment and actively seek solution breakthrough to solveproblems.From the perspective of this paper are committed to economics, politics,administration, and to locate the government in solving the financing problems ofSME in the object, from the government ’s policy interventions, financial support andother aspects of the organization of SME to financing process Government conductresearch abroad has collected relevant theoretical and practical experience to Marx’stheory of capital property, the modern capital theory, the theory of market failure,information asymmetry and government intervention in the financing and technology,the use of citation method, theory and practice combination of methods, analyzes thecharacteristics, financing channels and the current status of the financing of SME inChina, and then analyzed from the perspective of government intervention at all levelsof government effectiveness and deficiencies in SME financing, and moderately raisedthe issue of intervention, and from the enterprise multifaceted analysis itself, theexternal environment, government departments and other causes of financingdifficulties, explore the root causes of the problem and learn from the successfulexperience of Western countries, combined with China ’s specific national conditions,to arrive at government intervention in solving the financing problems of SMEmeasures should be taken. By studying the results, to play the role of all levels ofgovernment as well as a lot of space, the scope of intervention efforts and means, aswell as specific vacancy, offside, law and other issues, the status quo requires acombination of SME financing, constantly Comparison Study continue to improve.