The Research On The Unified Regulatory Mode Of Financing Lease

Since entering our country on the80’s, the development of financinglease twists and turns. Development accelerated in recent years, but dueto the dual regulatory model, to a certain extent restricted the healthydevelopment of financing lease. Compared with international advancedcountries, we just have larger gap. This thesis analyzes the developmentcourse and current situation of financing lease in our country, and furtherpoints out the origin of the financing lease dual regulation system in ourcountry and the insufficiency. And through summarized the foreignfinancing lease regulation mode of developed countries, just put forwardthe suggestions and countermeasures of further adjusting and perfectingour country finance lease regulation legal system. The thesis includesfour parts:The first chapter is a general overview of the financing leasebusiness development and the regulation in China. On basis of theoreticalanalysis of the financing lease concept and nature,the thesis points outthe necessity of the regulation on financial lease,and reviews thedevelopment of the financing lease and the supervision system in China. The second chapter is the present situation of the legal system ofregulation in China. This part analyzes the origin of dual regulationsystem on the financing lease,and points out that the financing lease inChina under the system of dual regulation regulation three big problems.The third chapter mainly introduces three kinds of financing leaseregulatory model in the developed countries abroad regulatory model,such as market regulation pattern represented by the United States, andmoderate regulation pattern by Germany and the strict regulatory modelrepresented by France. This part points out that to practice in foreigncountries as a reference, based on the situation of our country, andconstructs the regulatory model of financing lease business developmentin China.The fourth chapter puts forward on how to perfect the financinglease regulation legal system in China. Through the comparative analysisof the above chapters, the article puts forward the concretecountermeasures for perfecting the regulatory system on the basis of aunique regulatory body and moderate supervision mode and unifiedsupervision legal system.