Research On Financial Reform In China’s New Rural Area

The rural financial reform is an important part of China’s "financial reform. After more than30years of development, exogenous financial extension dominated by the government is the main line and the direction of the rural financial reform. The government has tried to use administrative power to expand the rural financial service system, in order to solve the problem of the rural financial supply, but the effect is unsatisfactory. Therefore, since2006, the government began to change by guiding and supporting the growth of the rural endogenous finance organizations to solve rural financial difficultiesThis paper constructed a new type of model combined rural financial institutions, financial. support with "agriculture, rural areas and farmers" development to discusses the microscopic mechanism of development of the new type of rural financial institutions of "three agriculture". what’s more it has been analyzed that the new type of rural financial institutions influenced the traditional rural financial institutions In this paper, a game model between a new type of rural financial institutions and the traditional one has been analyzed to discuss the impact of new type of rural financial institutions.The structure and idea of this paper is as following:The first chapter, introduction. This chapter mainly introduces the background, purpose and significance of the study, what’s, more, the research status at home and abroad, framework and the research methods have also been discussed in this chapter.The second chapter, review of China’s rural financial system reform process This chapter mainly talks about the history and character of China’s rural financial reform from the perspective of the history of a continuous review and the current status of current rural financial market.The third chapter, the economic logic behind the rural financial reform in our country, based on the perspective of financial decentralization. This chapter mainly analyzes the reform of rural financial system distributed between the interaction among the interest subjects and influence of exogenous comparative government-led financial reform from government-led rural formal financial sector reform and spontaneity of the rural informal financial sector reform.The fourth chapter, the theory analysis of establishment of a new type of rural financial institutions in rural financial market. Through a game analysis of the new type of rural financial institutions and the traditional ones, the research of a new type of rural financial institutions to influence of different interest subjects and the growth of rural economy and farmers’ income has been discussed in this chapter.The fifth chapter, the empirical part.Based on above theoretical analysis, this chapter focuses on the empirical study to, compare the financial differences of rural economic growth after the establishment of new type of rural financial institutions.The sixth chapter, Suggestions and conclusions. This chapter first summarizes the main idea of this article, then put forward the suggestions for the development of new type of rural financial institutions in our country, and finally makes a summary in this paper.The research shows that the new type of rural financial institutions is conducive to the improvement of farmers’ income. In addition, the improvement of rural financial support, which is beneficial to improve the poverty in rural areas, reduce the incidence of poverty in rural areas. Of course there are still many deficiencies in this paper that worthy further study...