Agricultural Development Bank Of China Credit Structure Grassroots Situation And Countermeasures

The foundation of the national economy as a whole, the stand or fall of thedevelopment of agriculture, relates to whether the overall economic and socialdevelopment level. The report points out: the party’s18th in the new situation, weshould take to solve problem of "agriculture, rural areas and farmers" as the currentour country economic priority. WuSuShi as western underdeveloped region, xinjiangagricultural development level is relatively lags behind, the agricultural developmentof the credit input relative lack, the funding gap is bigger, it has emerged as theWuSuShi realize the bottleneck of the construction of the well-off society. Under therisk and benefits balance WuSuShi the bank no longer willing to give at thegrass-roots level of the bank branch agricultural loans, it absorbs a large number ofagricultural funds. Agricultural Development Bank of China WuSuShi sub-branch,rural areas and farmers is an urgent need to the bank’s strong support, in agriculturalirrigation, agricultural infrastructure, agricultural extension and town constructionrequires a stable credit policy support and funding.Agricultural development bank of good play important role in the agriculturalindustry transformation and upgrading, this also is our country present stage continueto deepen the reform of the agricultural important swimmer. WuSuShi since theestablishment of agricultural development bank of18years, constantly expanding thebank’s business scope, business permeated all areas related to agriculture, to solve"three agriculture" has played a more and more important role. Today AgriculturalDevelopment Bank of China WuSuShi sub-branch, is in the construction of a newgeneration of agricultural policy bank legacy of key stage, its management andbusiness operations are still there are a lot of contradictions, the contradiction is notsolved, will become the important transition WuSuShi banking reform in urbandevelopment. Therefore, strengthen the function of policy Banks in the credit supportagriculture, makes its own credit business can be in a good healthy and sustainable development policy and economic environment, this is Agricultural DevelopmentBank of China WuSuShi sub-branch in the new era of transformation in the faceof a major problem with urgency.Based on the basic theory of policy finance, agricultural policy finance in this paper,on the basis of connotation and characteristics, analyzed the WuSuShi policy Banksoperating current situation and existing problems, and through the inside and outsidefactors of in-depth investigation, find out to promote the sustainable development ofthe influencing factors, and combining with WuSuShi the bank credit businessdevelopment planning, construct an internal rectification method combined withexternal supporting measures of reform measures, in order to exert the bank as apolicy of financial institutions, to promote the bank in the development of urban andrural integration process, its own business achieved rapid development and progress,dial in the transformation and upgrading of deepening financial system, for furtherpointed out the direction of the bank credit structure optimization.