The Research Of Risk Management Aboat A Bank MicroCredit Business

Commercial banks turning to the micro Credit business had promoted the micro Credit business booming. But the risk of microCredit business are appearing by the Accompany of Macro economy slowing. It Exposed the questions of risk management in microCredit businessThis paper try to discuss the Strategies of risk management in microCredit business, According to Carding the correlation theory about risk management and practicing of the Development in A bank microCredit business. It will not only enriching the theories of risk managemen about microCredit business, but also Guidancing the Sustainable development of microCredit business in commercial bank.The paper firstly defined the microCredit business and Carded the theories of risk management. Secandly it introduced the development of A bank microCredit business, analyzed the major Sources of risk, the problems of risk management, and the key points of risk management. Based on these discusstions, the article puts forward countermeasures and suggestions to improve the risk management of microCredit business from the aspects of macroscopic risk, innovation of mechanism, and bank management.