Development Of The Financial Asset Structure And International Comparation

Since Goldsmith, McKinnon put forward “Financial Development Theory”, includingmany experts、scholars have constantly explored and practiced on “Financial DevelopmentTheory”. Finance has a powerful role in promoting the economic development of a country, Ifyou make good use of this tool, the economy of a country can achieve leaping development,or Otherwise it will become a sword instantly destroy the entire economy.We Particularly want to achieve a smooth adjustment of the economy and an upgradingof industrial structure, because the economy is in transition and reform is at a crucial period.The action for economic transformation of the rationality of structure of financial assets cannot be ignored.In this paper, we have traced the history of our country’s financial asset structure andwith several indicators we also have got a descriptive statistical analysis on financial assetstructure. Through the International comparative analysis with developed countries,we wantto find the gap between China and developed countries in the structure of financial assets. Atlast,we make a judgment on the rationality of structure of financial assets with indicators offinancial efficiency(conversion rate of savings and investment and financial institutionsoperating efficiency) and put forward some suggestions on optimizing the structure of ourcountry’s financial assets.