A Research Of The Factors Of The Commercial Bank’s Shadow Banking Business

With the research of the financial crisis deepening, scholars have found that the shadowbanking is one of the main incentives of the financial tsunami. The new term proposed in2007was caused widely attention by scholars, also by the regulatory authorities. The shadowbanking is a kind of innovation.It uses securities as tools.It can provide the market with alot of liquidity, but has obvious concealment. So Western countries have been graduallyincorporated it into the scope of regulation. Because, our exceptional financial marketenvironment, resulting in our shadow banking unique. In China, commercial bank’s shadowbanking business occupies a pivotal position. Therefore, analysis the factors of thecommercial banks shadow banking business, both important for the theoreticalunderstanding of China’s shadow banking, and the shadow banking supervision inreality.Based on the analysis of Chinese commercial bank’s shadow banking business. Ontheoretical level, I analysis the factors of the commercial banks shadow bankingbusiness,such as regulation, interest rates, inflation and broad money supply. Then Bank ofNanjing as an example to validate the above theoretical analysis. The results show thatinterest rates has no impact on China’s commercial bank’s shadow banking business, butregulation, inflation and broad money supply have.